Friday, September 21, 2012

will we ever be in our house?

problem #1 is that i continue to call it "our house" even though it seems like it will never happen (getting my hopes up a bit??)....maybe i'm jinxing it!!! 

here is the 30 days of paystubs were turned in on aug 31.  our file went to the underwriter last tuesday.  the underwriter, the same folks who gave us a loan commitment letter just 3 short long months ago, has had our file for over a week and a half...with no indication of progress (what could possibly take so long?). for all we know, our file is still sitting in a stack.  we've bugged our loan officer, loan processor, AND left messages with the vp of the bank. no answers. no one knows anything.

we are frustrated, nervous, angry, etc. i think i have crossed the line and become desperate. i have been bugging the loan processor for days (she sent the file to the underwriter) to get an update. being mean doesn't help. calls don't help (no one returns calls these days...what is UP with that???).  so, i crossed the line to desperate....i told our processor today that i feel like julia roberts in pretty we are with money to spend and no one is helping us (or sure is taking their good ol' time to help). don't you just feel horrible for her in that shopping scene on rodeo drive?

wouldn't you know, i got an immediate response.  pretty woman is apparently our processor's favorite movie (along with the notebook)...and she called the vp of the bank to have him try to push things along. she filled him in on our situation and he will try to take care of it.

we still probably won't hear anything before the weekend, but at least i feel like SOMEONE is trying for us. just took a little girl talk. or maybe she could just sense my desperation?


  1. You'll get there! Just think how awesome it will feel once you do own it and you can start making it yours!

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